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Insurance, Payments & Financing

At LoneStar Biogenetics, we are committed to delivering high-quality, innovative care to every patient—regardless of insurance status. As a specialty office offering advanced Functional, Regenerative, and Aesthetic treatments, the majority of our services are considered elective by mainstream medical and health insurance company standards. Therefore, most of our clinics’ medical procedures and treatments are not currently covered by commercial insurance plans or Medicare or Medicaid. To make sure that you’re able to receive treatment when you need it, we’ve partnered with leading financing providers in the medical realm.
Insurance + Payments
Financing Options

How to handle insurance

Although we do not file insurance claims, some patients may choose to submit receipts to their insurance provider for potential reimbursement, especially for diagnostic services like blood labs and even some GI tract and organic acids testing or treatments deemed medically necessary. If this is something you’d like to explore, we are happy to provide a detailed invoice upon request. Please note that reimbursement is not guaranteed and varies by provider and plan.
Reach Out With Questions

Why We Don’t Accept Insurance

Our treatments are focused on non-surgical, cutting-edge medical options that are often not reimbursed by traditional insurance providers. These include modalities such as:

Because insurance companies typically do not cover these advanced therapies, we operate as a direct-pay medical practice. This allows us to provide a higher standard of care without the limitations and delays often associated with insurance claims or approvals.

What This Means for You

While we do not bill insurance directly, we make every effort to ensure our treatments remain as accessible as possible. Here’s what you can expect:

  • Transparent Pricing: You’ll always know the cost of treatment upfront, with no hidden fees or surprise bills.
  • Flexible Payment Options: We accept all major credit cards and HSA/FSA cards (for eligible services) and offer payment plans for qualifying patients.
  • Focus on Care, Not Claims: Our team is fully focused on your health goals, not paperwork or insurance red tape.  This is a BIG DEAL as some medical is directed by the route insurance companies insist doctors take.

Financing Options

We understand that navigating healthcare costs can be overwhelming. If you have questions about your treatment plan, payment options, or how to use HSA/FSA funds, please reach out to our front desk team and we’ll be happy to help you!

It’s important to us that we’re able to keep our services accessible and affordable to all of our clients in the Midland, TX region. That’s why we’ve partnered with CherryPay and CareCredit, two of the industries leading solutions for affordable health care treatment financing.

Cherry Pay

Flexible Payments with Cherry Financing

LoneStar Biogenetics now offers Cherry Financing — a fast, easy way to split your treatment costs into manageable monthly payments. Apply in seconds with no hard credit check and get the care you need, when you need it.

CareCredit

Flexible Financing with CareCredit

The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments. *

See if you prequalify with no impact to your credit score.
* Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.

Pay for today’s bill over time* with the CareCredit credit card. 
*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.

Pay Healthcare Costs Over Time*

With the CareCredit credit card, you can pay for today’s bill over time*, and be ready with a revolving credit limit for future healthcare cost needs. Use CareCredit to pay your deductibles, copays and other costs not covered by insurance.*

Pay or apply online now

*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.Data fees may apply

CareCredit health, wellness and beauty credit card

Whether it’s a routine checkup or emergency surgery, you shouldn’t have to worry about how to get the best medical care. That’s why we’re pleased to accept the CareCredit healthcare credit card. CareCredit lets you say “yes” to recommend treatment and pay for it in convenient monthly payments that fit your budget.

CareCredit is the healthcare credit card designed exclusively for healthcare services with special financing options.* With CareCredit, you can use your card for all of your follow-up care as well as annual checkups.

Learn more by visiting www.carecredit.com or contacting our office. Ready to apply? Apply Online for your CareCredit card today.

*Subject to credit approval. Minimum monthly payments required. Ask us for details.

Apply Today!